Well, surgery ended costing about twice as much as I was expecting.  Goodbye supplemental income for the next three-four months.  Sorry, home improvements we were going to do this spring, guess it'll be summer instead.

I'm glad I spent so much money this morning going out and about.  Sigh.

On the bright side, instead of just saying I want to be a little more frugal, I'm going to actually have to be!